Posts

What are the best ways to save money?

We earn a lot, almost 90% of our life is spent in earning cash or kind. We find numerable ways to earn money. For some options are more and for some options are less. While human wants are unlimited, then sky is the limit to earn that much of amount.  One of my colleague once said, everyone has different salary structure, be it anything they find their own way of living with their earnings. Some sacrifice needs or some prioritize the need to get it satisfied. Some scholars believe, good quality education would make it easier to earn more money, but that's not true. Why? Because when you have good quality education, you need to get it at a high price, and then salaries are also higher for that job roles, and these companies are located in top cities, generally top cities command higher rentals and premium expenditure, plus the the quality of job role you are in, you accommodate yourself with the similar statuses of people to be among them to get counted.  In simple words, as human w

Are you privileged?

I was a spectator for a conversation going on between 2 people discussing their issues pertaining to jobs, careers, business, politics which went so deep that it leads them to discuss their luck too and chances of success too. Over their discussion, I could understand that they were graduates, holding iPhones, sitting a cool ventilated place, and in fact talking in English neatly dressed which showed some grooming and their background they would belong to. I was astonished yet surprised because I couldn't match up to their topics of discussion to the privileges they carried(as mentioned in the second paragraph). Little did they could realize that they belonged to the top 5% of India's population who were enjoying privileges when compared to the other 95% which are striving each hard each day to get those privileges. But what is a privilege, It's a special right granted to a certain group of people, means that category of people who have a special status. It's

What's all that about feminism?

Let's talk about feminism tonight. Which started as an effort to bring in quality between the gender went on to become a phenomenon which it was never intended to be created. Ask anyone regarding this, perhaps everyone has a different opinion on this coupled with own experiences. Feminism has been a wide raged topic since then, but what actually is feminism and why this started and more importantly is it necessary in our society? let's find out. To be precise, it's an effort to bring in gender equality where there is an effort to strike an equal balance between opinions, thoughts, etc be it financial, social or political. When reading about different revolutions across the world, it was during the french revolution which lasted from 1715 to 1789 which gave birth to classic concepts like liberty, neoclassicism which means art forms like dancing, music, designing and painting and other stuff like printing, journals, constitutional governments, policies etc coined

Why and How to develop a new skill?

This financial year started with a bang that leading tech companies like Infosys, Tech Mahindra, TCS, and lots of others announced that they'd be reskilling their present workforce on new skills and consistently remove outdated skills. Reskilling is an important strategy for today's companies to enhance talent, become competent in the market, become proactive and new newer technologies to be relevant to the changing times.  The world is changing so is the requirement of competencies in people to get the work done through the skills. Businesses are trying to be smarter, sharper and fiercer than ever before. That's why skills are important and so is the ability to learn new things quickly.  If people don't move forward, they stay outdated and eventually become unemployed and will be an NPA - Non-Performing Asset. These tech companies have also announced pink slips to their employees too, the reason being unproductive, not adding value, outdated skills, and gi

Are you in your comfort zone?

Some people want to  stay  in the comfort zone . Some people want to take risks. What kind of person are you? You like to take risks? Or do you want to  stay  comfortable? People who  stay  in a comfort zone , like being comfortable. But they also pay a price for that  comfort . The price is being mediocre. People who always  stay  in their comfort zone  will  not  achieve anything big in life. They do  not  get to the edge of their comfort zone , but all growth happens at the edge of your comfort zone . Everyone has a creative gift. Creating new things is what makes human life meaningful. Human life is enriched by music, movies, businesses, apps, tools, software, technology and so on. If you are  not  adding to that enrichment by being a creator yourself, you are missing out on your potential as a human being. Most of the people are stuck in jobs where they do  not  create something new. You need to take risks to pursue a career where your creation can take shape. People who are plac

How to start investing in Stocks? Ask me Anything

How to start investing in Stocks? In a recent survey by Zerodha, it was found that Indian youth are NOT confident about the financial future and investment in stocks which led them to found stock trading app Zerodha. Eight out of 10 are NOT confident about their current financial situation, while nine out of 10 feel they are NOT financially ready for the future. Most cited lack of financial literacy skills in terms of investing and financial planning as one of the main reasons for the pessimistic outlook. Well, the good news is that financial literacy can be easily obtained and mastered if one puts in the effort and determination to learn. To begin, I will highlight 4 essential steps you need before you even open a stock trading account. A classic case of wealth maximization through stocks can be understood through MRF, Page Industries and Eicher Motors stocks.  Why these stocks specifically because these have been considered as classical examples in terms of i

High Costs, Taxes and poor us !

Imagine a situation, in which you're having a lavish car but no proper roads to drive it, where you're sick and the remedy is only government hospitals, where you're living your esteemed life but no security to it, where you buy products but no proper governing body to check the quality of the goods. At last, imagine a second situation in a world where you get a potential satisfaction of what that product is intended to provide. Which one would you prefer? Think about it. Take a minute and think about it again. Which one do you prefer? Obviously the second option right? Yes, we intend to purchase goods and services in which we can derive complete satisfaction. Similar is the case with taxes. In the Indian economy and households, it is a negative term as to what would happen if you pay taxes and according to them nothing happens and the government just collects money from us for free. In fact, some intelligent people argue as to why we have to pay taxes when living