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How to start investing in Stocks? In a recent survey by Zerodha, it was found that Indian youth are NOT confident about the financial future and investment in stocks which led them to found stock trading app Zerodha. Eight out of 10 are NOT confident about their current financial situation, while nine out of 10 feel they are NOT financially ready for the future. Most cited lack of financial literacy skills in terms of investing and financial planning as one of the main reasons for the pessimistic outlook. Well, the good news is that financial literacy can be easily obtained and mastered if one puts in the effort and determination to learn. To begin, I will highlight 4 essential steps you need before you even open a stock trading account. A classic case of wealth maximization through stocks can be understood through MRF, Page Industries and Eicher Motors stocks.  Why these stocks specifically because these have been considered as classical examples in terms ...

Imagine a situation, in which you're having a lavish car but no proper roads to drive it, where you're sick and the remedy is only government hospitals, where you're living your esteemed life but no security to it, where you buy products but no proper governing body to check the quality of the goods. At last, imagine a second situation in a world where you get a potential satisfaction of what that product is intended to provide. Which one would you prefer? Think about it. Take a minute and think about it again. Which one do you prefer? Obviously the second option right? Yes, we intend to purchase goods and services in which we can derive complete satisfaction. Similar is the case with taxes. In the Indian economy and households, it is a negative term as to what would happen if you pay taxes and according to them nothing happens and the government just collects money from us for free. In fact, some intelligent people argue as to why we have to pay taxes when living ...

Are you too one among those who have been given the advice of becoming a doctor or engineer? If the answer is yes, you have been sold a piece of advice that is worthless. This also states your level of submissiveness towards the baseless advice that we get randomly from family, relatives, and teachers. But what is that they tend to only give just 2 options which are either a doctor or an engineer? There are tons of different things, right? Like Digital marketing, creative arts, becoming a writer or a publisher, speaker, teacher or trainer, getting into sales, the entertainment industry and so many more. In this blog, we'll talk about education, how it started and what happened in such a way that there is chaos across the country which is leading to stagnant growth and unemployment too. When I started asking people as to how education started as per their knowledge if they knew, they were of opinion that,  in olden days when people started realizing the urge of education for ...

I was in class 8th when I got first introduced to the concept of Unemployment. The most complex issue the countries are facing today is unemployment.  Authored by an eminent English Economist John Maynard Keynes,  in his book The General Theory of Unemployment, Interest, and Money in 1936. In his book, Keynes focused on 3 unemployment types - Voluntary, Involuntary and Structural Unemployment.  Though there have been several definitions of "voluntary" and "involuntary unemployment" in the economics literature, a simple distinction is often applied. Voluntary unemployment is attributed to the individual's decisions, whereas involuntary unemployment exists because of the socio-economic environment (including the market structure, government intervention, and the level of aggregate demand) in which individuals operate. In these terms, much or most of the frictional unemployment is voluntary, since it reflects individual search behavior. Voluntary unempl...

Most people will say things like… Partying Hard drugs Marrying the wrong person No studies or marks Getting in trouble with the law And the list goes on. But the simple truth is that  none  of these things necessarily “guarantee” they will have a hard life. Those things  can  lead to an unnecessarily hard life, but they don’t have to. However, there are a few mistakes that, if made in your 20’s will set you up for an unnecessarily hard life in the future. Namely… 1. Closing Your Mind I know  way  too many people who still operate with the same beliefs, patterns, and styles of thinking that they did when they were 18. They blindly listened to authority, accepted whatever beliefs their family, friends, and society instilled in them…and never bothered to challenge any of it as they grew up. The simple truth is that life is complicated. Infinitely so. And no matter how fervently you believe something, there is someone else somewhe...